Thursday, January 12, 2006

Law and Health

By: Charles Snyder

There are three kinds of Law that govern health.

1, God's Law

2, Natural Law

3, Man's Law

Many of the laws of man were based on God's Law. God's Law is found in the original manuscripts of the Bible. Men interpret the Law of God. It is not surprising that an interpretation written in the 1700's could confuse people reading it in the 1900's and beyond.

An example of how this can be detrimental to your health and society in general is the word "meat". In modern speech it is assumed that the word meat means the flesh of an animal. In nearly all cases, where the Bible uses the word meat, it is talking about food in general. Mankind in modern times has assumed that the command was to eat the flesh of other animals as a primary source of nourishment.

God set Natural Laws, in place during creation. The planets were given the right amount of magnetism to hold them in their proper orbit. An obvious example of Natural Law is gravity. Anything heavier than air will fall to the ground unless supported. If your supports are taken away, you fall.

Men likes to tinker with God's law. They think it is too restrictive. What they don't realize is that in truth God's law is really liberating.

One area where we humans get in trouble is discerning God's will with our own personal blinders on. We have a habit of looking at the bible with our own private content filter. If something does not agree with what we wish it to say, we either ignore it, or modify itin our minds to suit our desires.

I will give you two examples.

God's perfect will can be seen in Genesis 1:29 where God tells Adam and Eve to eat fruit, vegetables, and seeds. This is a clear command. However when most people study Genesis they skip over this command as if it were not there.

The result of this assumption is that the average American eats a diet consisting of 25% protein. Honest scientists have proven that a diet of 25% protein causes nearly all of the diseases common to modern industrialized societies.

In Genesis 9, after the worldwide flood, Noah and his family are told to start eating the animals. Modern mankind reads that passage and assumes that it supersedes Genesis 1:29, and that Genesis 1:29 is no longer important.

They don't take into account the situation that Noah and his family found them selves in.

After the flood there were no fruit trees, which were not damaged or destroyed by the flood. It would take several years before they had their normal food supply.

They don't take into account the results, recorded in the Bible, which were a direct result of that diet change. After a year or more of nearly all flesh foods they had gained a taste for animal flesh. Even when produce was available again they still eat a significant amount of animal products.

Think with me for a moment. Before the flood mankind lived an average of well over 600 years. After the flood the lifespan dropped to less that 120 years, within one generation. Everyone who came after Noah and his children and their families had a drastic change in life expectancy.

There were only two changes that I can see that caused this drastic reduction in life expectance. There was a possible change in the atmospheric conditions. It had not rained before the flood. The changes in seasons became drastic. And the diet change mentioned above.

So what happens if a person goes back to our original diet?

For me my arthritis went away. The pain left within two months.

I go into a lot more detail on my website where I have my story in greater detail. I also have a free course available at the site. This course will teach you much more about our original diet. The course is called Health By Design.

I pray that you will soon achieve a high state of health.

Article Source

www.goarticles.com

Thursday, December 15, 2005

Student Loan Options For Financing Your Education

When you begin applying for colleges, you will find that tuition and boarding fees are extremely expensive. Unless they are independently wealthy, few people can pay for college outright. If you do not qualify for scholarships, financing your education can seem virtually impossible, even with the help of regular financial aid grants. However, there are many low interest student loans available for students that qualify for them. Rather than putting off your education, you can borrow money and defer payment until your have graduated and have found a full-time job with which you can pay back what you owe.

The first step toward applying for student loans is to fill out a financial aid application form called the Federal Application for Student Financial Aid. Once you have been accepted to a college or university, you will be sent a packet of financial aid information. You will be asked to provide your own and your parents' financial information so the aid agency can assess your need and your ability to pay. There are many government based grants, like the Pell Grant, that give money to low-income students and their families with no obligation to ever pay it back. However, grants can only pay for so much, and you will most likely require student loans to finance the rest of your educational expenses.

If the free financial aid you qualify for is not enough to cover your expenses, student loans can help you make it through college to get the degree you need to be financially successful later in life. There are many different types of student loans available for both conventional and nontraditional students. Federal education loans like Perkins and Stafford Loans can be funded by either the school, your bank, or by the U.S. Department of Education. Private education loans are not sponsored by the government and draw funds from a variety of different sources. If you are still considered a dependent, either you or your parents can apply for student loans to finance your education.

Guaranteed Student Loans, or Stafford Loans, typically have lower interest rates than private loans. These loans are guaranteed by the federal government, and they can be subsidized or unsubsidized. If you have a subsidized loan, the government pays your interest while you are in school. With an unsubsidized loan, you begin accruing interest while you are in school, but you do not have to pay it back until you have graduated. You must show financial need to obtain a subsidized loan, whereas unsubsidized loans are available to anyone who applies.

Often times, Direct Student Loans are the loan of choice for many students. Direct loans are handled directly by the school you are attending. These types of loans typically have lower interest rates than most others. Your college or university may obtain the funds from a variety of sources, but all of the payments are generally made to the school itself. Once you are finished with school, you typically have anywhere from six to nine months to begin paying back your accrued debt.

If you finish school and cannot afford to pay back your student loans, they may be placed in default. This affects your credit rating and can keep you from getting other loans in the future. You can be granted a deferment on your loans if you decide to continue your schooling in graduate studies, or if you are unemployed. Deferment, however, does not last forever. If you have many different student loans, you can often consolidate them using a consolidation service, or, if you have direct loans, you can consolidate through your school's lender.

By: Sintilia Miecevole

Distance Learning College

You might be at a crossroads in your life. You might realize that you need your Associate's degree or Bachelor's degree to land that exciting and high-paying job you have always wanted. You might realize that you need your Master's degree to rise higher in your current profession. You might realize that you are ready to return to work after taking a break to raise your family, and that getting a degree will help you achieve your professional goals. Simply the most convenient and flexible way to achieve any of these ambitions is by getting your degree online at a college that offers distance learning. Distance learning is not "correspondence". Rather, it utilizes today's Web technologies to allow anyone from anywhere to attend college via the Internet, and receive a college education.

There are many advantages of choosing to receive your education online from a college that offers distance-learning programs. Proximity is no longer a factor in determining where you attend college. There is no need to live near or commute to a college when all classes can be attended and all work submitted online. Studying for a college education online allows you to achieve your educational and professional goals at your own pace, whether you want to get a 2-year Associate's degree, a 4-year Bachelor's degree, or take an accelerated course program to receive a professional certificate. Attending school online is a great option for those who might have uncertainties about going to college as an older student or returning after many years. Taking advantage of a distance learning program can be an easy way to ease into the routine of class work and projects, and can reduce the stress of feeling the need to fit in with younger students. Further, course availability is often convenient for those who work full time or care for a family. Often, distance-learning programs offer evening and weekend classes.

There are distance-learning programs available for just about every professional and academic discipline out there. Fields of study include Business, Social Sciences, Humanities, Library and Information Sciences, Education, Nursing, Liberal Arts, Fine Arts, and various Healthcare programs. These are but a few of the subjects in which you can earn a college degree by choosing a distance-learning program. While there are many fully accredited online-only colleges and Universities that offer distance learning programs, there are also many traditional colleges and Universities that are adding distance learning to their curricula. Most of these colleges and Universities are accredited by the U.S. Department of Education. Accreditation is an important credential to look for when choosing an online program if you have prior college credits you wish to transfer. Accredited institutions are also more readily recognized and accepted by employers and professional organizations.

You might be concerned about affording a degree through a college that offers distance-learning programs. Often, financial aid is available to students in the form of grants, loans, even scholarships. Also, many employers are willing to pay for part or all of an employee's tuition and fees. Investing in an employee's future reaps benefits for everyone involved.

The misconception of receiving your degree from a college that offers distance-learning programs is that the experience might not be as enriching or legitimate as attending campus-based classes at a traditional college or University. This just isn't the case. Programs offered online present the same opportunities for group work, independent study, and interpersonal communications as their traditional counterparts. While it is true that being an online student requires a certain amount of self-discipline and organization, receiving your college degree online will probably help to facilitate the learning process as well as develop your time management and self-motivation skills. With the prevalence of the Internet and advancements such as teleconferencing in both education and the business world today, it is possible to come away from the experience not only with a college education and your dream career, but also with greater knowledge and comfort with technology. Receiving your college degree through a distance-learning program is a valuable, convenient, and flexible way to broaden your career opportunities, and have the career you have always dreamt about.

By: Marc Woodcock

Study Abroad Financing

You found the perfect study abroad program, but you wonder how you can possible foot the bill. You don't want to miss out on the oppurtunity of a lifetime, so you decide to finance your education abroad. There are a variety of options available to finance your study abroad, including summer study abroad programs. Financing it may not be exactly like college, but it is close. So here is what you need to know.

College Study Abroad Financing

Usually, for studying abroad for a semester or two through your enrolled university, the financial aid you already have will transfer. However, for summer language courses or enrichment programs your aid will not transfer. This is because these extra abroad programs are not considered to contribute toward the advancement of the student's degree. So with language courses or gap year programs, you may need separate aid

Federal Loans - The following loans are all federal loans, and require a FAFSA to determine your financial status.

Stafford Loans: Federal Stafford Loans can help finance a summer study abroad program. These loans have a cap on the maximum loan available by age. So the cap for a junior is $5,500, so this loan is available to be used for summer programs if you are enrolled in a university for the fall semester.

There are drawbacks of using Stafford Loans for a summer study abroad program. One is that using a Stafford Loan for a summer abroad will decrease your aid for college. Another is that this Stafford money is not available until after your summer program. The money becomes available on the first day classes start at your university. So you will need someone to loan you the money first.

PLUS Parent Loans: Parent Plus Loans are loans based on your parents credit score. This is not a need based loan, like the Stafford. They allow your parents to take out a loan covering all of your college expenses. So this loan could be in turn used to pay for a summer study abroad program.

The rate is based on the 91-day Treasury Bill rate for the final May auction of each calendar year. Now, it is at around 6%. The payment for the PLUS loan starts sixty days after it is issued.

Another benefit of this loan is that the interest is able to be tax deducted. The FAFSA is not actually required, but it is very strongly recommended since this is a federal loan.

Private Loans: There are many private loans available also. InternationalStudentLoan.com offers loans up to $30,000 for US citizens who are studying abroad for one or two semesters. These loans do not use FAFSA information, but instead are based on the credit of the applicant. A Cosigner is highly recommended for approval.

StudyAbroadLoans.com also offers a very similar loan for students also. Both sites also offer graduate study abroad loans. There are different repayment options also. One starts right away, another is interest only right away, and the final is after your education is completed. You can apply for the study abroad loans on their websites.

If this loan does not suit you, other private college loans are widely available on the internet. So it is relatively easy to find different private loans that you may qualify for.

Alternative Student Loan: The Alternative Student loan from AlternativeStudentLoan.com offers the same packages available to the high school Alternative Student Loan. This loan is based on the credit of an applicant, and does not require a FAFSA.

It loans up to $30,000 a year with a minimum loan amount equal to $1,500. Preliminary approval can be made in 15 minutes, and full approval in 5 days.

One advantage the college Alternative Student Loan has over the the high school student loan is that it offers a different repayment schedule. The college version offers an imediate repayment, interest only repayment 48 months later, or deferred repayment 48 months later.

The interest rate is variable for these loans, and is around 7 to 9%. The APR is about 9%.

Scholarships: Scholarships can almost always be used to finance a study abroad. Some special study abroad scholarships are the Benjamin A Gillman International Scholarship. AIFSabroad.com also offers different study abroad scholarships

High school Study Abroad Financing

For summer high school summer abroad programs, some sources of funding are available. If you have already graduated high school, and plan on enrolling in college the next fall semester, the college study abroad financing information applies to you.

Alternative Student Loan: The Alternative Student Loan is available for students k-12. It comes from AlternativeStudentLoan.com. It is a credit based loan and the FAFSA is not necessary. It allows a loan up to $30,000 a year which would suffice for any summer abroad study program. The minimum is $1,500.

Repayment of these loans start immediately, and there are no prepayment penalties. There is an origination fee of 6%, and the APR, Annual Percentage Rate, is around 9%.

One benefit of this loan is that the payments will be payed directly to you. Another is that if you are in a time crunch, these loans can be processed in 5 days.

Other Private Loans: You may be able to find other private loans available to finance your study abroad. These will probably be very similar to the Alternative Student Loan above.

The only other form of financing that you may be able to find is through scholarships. Some study abroad programs may offer forms of financial aid to you also.

By: Steve Smith